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How Can We Help?
FREQUENTLY ASKED QUESTIONS
Your 700 credit score awaits. Find your answers to commonly asked questions.
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What is credit repair?Credit repair service providers are able to assist consumers in the correction of items on their consumer credit reports that prove to be inaccurate, outdated or unverifiable. Credit repair impacts the consumers credit score.
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How do I get started?We offer 3 credit repair service plans starting at $69 per month, with no set up fee and a money back guarantee. You can learn more about our services and sign up here. At checkout, you can choose when you'd like your service to begin.
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What is the cost to join?Our plans start at $69 per month.
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Are there any additional fees?We charge a monthly fee. There are NO additional fees, set-up costs, or deposits.
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How long will credit repair take?The credit repair process is ongoing until you receive the results you are looking for. We recommend a minimum of 24 months to see maximum results, but you may begin to see positive results in as little as 6 months. You can cancel at anytime. Upon signing up online, we should have your first round of disputes sent within five business days from your start date. By law, Credit Bureaus have 30-45 days to process disputes received. You should see initial results from each credit bureau in about 30-60 days from the start date.
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Will it hurt my credit score to pull my credit reports?When you pull your own credit report for personal use it results in a soft pull and does not impact your credit score. To use our credit repair service, you'll be required to sign up for a third-party credit report and credit monitoring service to obtain your credit report and score on a monthly basis. We'll guide you through that process. You can also take advantage of your free annual credit report from annualcreditreport.com .
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How many times will you dispute a specific item?We have designed our credit repair process and customize our dispute schedules to deliver optimal results for each client in the shortest time possible. Based on your specific situation, we may not challenge every item, but we dispute items every 30-45 days. We strive to produce the best results possible.
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Do you offer a guarantee?Yes we do! We offer a 100 % Money Back Guarantee. If you do not see an improvement in your credit with any of the 3 major credit bureaus or we are not able to remove any of the items you hired us to work on within a period of 180 days (6 months), you will receive 100% of the total payments made.
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Will you help me build credit?We offer a Credit Building Guide, which you can purchase here, if not included with your plan. We'll recommend the right time to begin that step.
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How much can I expect my score to go up?No two-credit reports are exactly the same so improvements we make with one person's score may or may not improve as much as someone else's. We've had customers who have experienced an increase of up to 200+ points, while other's scores increased by the 20 to 40 points they needed to qualify for their Loan. Everyone's results will vary. With our 100% Money Back Guaranteed, you can have peace of mind.
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I just signed up, what happens now?Welcome aboard! First, you'll receive a confirmation welcome email and phone call within 48 business hours for your initial consultation and credit audit. Then, you'll receive your customized plan and the date of your first round of disputes. You will likely start seeing results in as little as 30-60 days! We'll provide you with a special secure online account so you can keep track of our progress 24/7. You'll see your credit reports from all three credit bureaus. You'll track your credit report, scores and progress throughout the duration of your service. At a specified point, we can assist you with building new credit and boosting your scores.
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What will I need when I join?You'll need to provide basic information to purchase the course.
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