Question 1

What is credit repair?

Accepted Answer

Credit repair service providers are able to assist consumers in the correction of  items on their consumer credit reports that prove to be inaccurate,  outdated or unverifiable. Credit repair impacts the consumers credit score.

Question 2

How do I get started?

Accepted Answer

We offer 3 credit repair service plans starting at $69 per month, with no set up fee and a money back guarantee. You can learn more about our services and sign up here. At checkout, you can choose when you'd like your service to begin.

Question 3

What is the cost to join?

Accepted Answer

Our plans start at $69 per month.

Question 4

Are there any additional fees?

Accepted Answer

We charge a monthly fee. There are NO additional fees, set-up costs, or deposits.

Question 5

How long will credit repair take?

Accepted Answer

The credit repair process is ongoing until you receive the results you are looking for. We recommend a minimum of 24 months to see maximum results, but you may begin to see positive results in as little as 6 months. You can cancel at anytime.

Upon signing up online, we should have your first round of disputes sent within five business days from your start date. By law, Credit Bureaus have 30-45 days  to process disputes received. You should see initial results from each credit bureau in about 30-60 days from the start date.

Question 6

Will it hurt my credit score to pull my credit reports?

Accepted Answer

When you pull your own credit report for personal use it results in a soft pull and does not impact your credit score.

To use our credit repair service, you'll be required to sign up for a third-party credit report and credit monitoring service to obtain your credit report and score on a monthly basis.  We'll guide you through that process.

You can also take advantage of your free annual credit report from annualcreditreport.com (annualcreditreport.com).

Question 7

How many times will you dispute a specific item?

Accepted Answer

We have designed our credit repair process and customize our dispute schedules to deliver optimal results for each client in the shortest time possible.  Based on your specific situation, we may not challenge every item, but we dispute items every 30-45 days. We strive to produce the best results possible.

Question 8

Do you offer a guarantee?

Accepted Answer

Yes we do! We offer a 100 % Money Back Guarantee. If you do not see an improvement in your credit with any of the 3 major credit bureaus or we are not able to remove any of the items you hired us to work on within a period of 180 days (6 months), you will receive 100% of the total  payments made.

Question 9

Will you help me build credit?

Accepted Answer

We offer a Credit Building Guide, which you can purchase here, if not included with your plan. We'll recommend the right time to begin that step.

Question 10

How much can I expect my score to go up?

Accepted Answer

No two-credit reports are exactly the same so improvements we make with one person's score may or may not improve as much as someone else's. We've had customers who have experienced an increase of up to 200+ points, while other's scores increased by the 20 to 40 points they needed to qualify for their Loan. Everyone's results will vary. With our 100% Money Back Guaranteed, you can have peace of mind.

Question 11

I just signed up, what happens now?

Accepted Answer

Welcome aboard!

First, you'll receive a confirmation welcome email and phone call within 48 business hours for your initial consultation and credit audit.

Then, you'll receive your customized plan and the date of your first round of disputes. You will likely start seeing results in as little as 30-60 days! We'll provide you with a special secure online account so you can keep track of our progress 24/7. You'll see your credit reports from all three credit bureaus.

You'll track your credit report, scores and progress  throughout the duration of your service.

At a specified point, we can assist you with building new credit and boosting your scores.

Question 12

What will I need when I join?

Accepted Answer

You'll need to provide basic information to purchase the course.

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